benefits of telemedicine

7 Great Benefits of Telemedicine for Employees

Looking for a happy, healthy workforce? Telemedicine could be the employee benefit you need.

Absenteeism costs US businesses over $200 billion annually. But employees will always need days off, whether it’s due to illness or trying to prevent it. So what can you do to get that productivity back?

Enter telemedicine. Many businesses are already using it to save time and money.

Below, we’re taking a look at 7 great benefits of telemedicine. If you’re thinking of adding it to your employee health plan, they might just convince you.

Absence Makes The Loss Grow Stronger

We all know time is money, but it really is amazing how the odd absence here and there adds up to so much lost productivity.

Health issues are a huge contributor to that. But it’s not even major illnesses that cause all the problems. Simple checkups or minor problems still take time out of the office.

Among the benefits of telemedicine is its ability to deal with issues without traditional appointments. That means employees can take less time out of the office to resolve smaller issues.

For employees with a long commute, that’s an even greater benefit. Their travel time alone could demand a whole day out to see their physician. Providing telemedicine allows them to tap into those services without losing working hours.

The Caring Touch

The modern workforce is grappling with a major issue of capitalism: the disposable employee.

Many employees want to feel like valued contributors to a company they form a relationship with. There aren’t many who enjoy being treated like a disposable part.

Providing telemedicine services show you care. Employees enjoying the benefits of telemedicine will likely think higher of you as an employer, which means they’ll work harder and be less likely to find an alternative job.

If you want to be a company whose brand creates a positive image (who doesn’t?), then looking after your employees is a sensible first step.

In the Sticks?

We touched on this earlier, but accessibility to healthcare is a real problem for some people.

If your business isn’t in a built-up area or is close enough to the countryside, you could have employees from all over the place. Employees in rural areas may struggle to tap into particular healthcare services.

This is especially true if they need any special medical care. Their local town may have a doctor’s office, but consulting with specialists may require a long journey.

Telemedicine cuts down the physical barriers involved in traditional healthcare. It can connect your employees with services and experts they may struggle to access through other means.

Encourage Engagement

It’s an unfortunate truth of healthcare that you can’t take care of someone who doesn’t engage.

There are plenty of reasons people fail to engage in their own healthcare. Some people feel anxiety or fear about going to a doctor. Some simply “can’t find the time”. Others are lucky enough (for now) to think of healthcare as something that only sick people need.

Sometimes it’s simply something we put off for tomorrow – you’ve probably pushed a routine appointment back a time or two yourself.

But many of us would enjoy longer, happier lives if we took advantage of healthcare more often.

Among the benefits of telemedicine is that it helps do away with some of those barriers.

Telemedicine largely removes the concerns of time and travel. It’s easy to engage with, and patients know they won’t have an unpleasant physical exam sprung on them during a check-up.

Make Savings

Providing employee healthcare will always cost you money. That’s fine, it’s usually a worthwhile investment. But the amount of money it costs could be up to you.

One study puts massive cost savings among the benefits of telemedicine. Employees using telemedicine often don’t need more traditional appointments. That means reduced healthcare costs for your business.

It’s a good feeling knowing you’re saving without skimping. Telemedicine is a genuine service that can help out your employees, so it makes sense to save money while also offering it as a benefit.

Stitch in Time

The majority of long-term health concerns start out small and can be minimized by early identification.

As we’ve mentioned, people often fail to engage with their own healthcare. Providing telemedicine services ups the likelihood that your employees will resolve problems before they become more serious.

That’s great news both for them and for you. Having an employee away on extended sick leave doesn’t just cost you in medical treatment, it also costs you in a business sense.

You’ll lose the work for that team member, perhaps for months. And if you can’t bear to do that, then you need to look at hiring a replacement member of staff.

Telemedicine is a great incentive for your employees to get niggling issues checked while they’re still in the niggling issue stage.

Shiny Happy People

Naturally, one of the greatest benefits of telemedicine might be the healthy workforce it promotes.

Staff morale is a tricky subject. You can do a lot to promote positive morale, but there’ll always be intangibles involved.

Giving your employees ready access to easy healthcare is a great way to cut down on those intangibles. Studies show a close link between mental and physical health – and mental health will always be a factor in morale.

And that’s not even getting to mental health concerns that telemedicine may help with.

Along with the direct benefits of positive health, you can enjoy your staff having a more positive outlook on your company.

Happy employees don’t simply work harder. They’ll often go to bat for your business, too – which means your employees can become your brand ambassadors at no extra cost.

Experience the Benefits of Telemedicine

Now you’ve read about the benefits, it could be time to experience them. Take another look at your company. Could it gain all these advantages and save money at the same time? This kind of thinking generally turns telemedicine into a no-brainer.

Want more business hints and tips? Be sure to follow our blog.

fitness culture

How to Inspire a Fitness Culture in Your Office

Nearly 80% of American adults don’t get the recommended amount of exercise each week. The Department of Health and Human Services says 2.5 hours of moderate aerobic activity plus muscle-strengthening activity each week is the right amount.

Everyone wants to be their best version of themselves, right? As leaders, it’s our job to guide our offices to success. Healthy minds, healthy bodies, and a healthy bottom line are the goals.

Creating a culture where people feel valued and appreciated every day means keeping an eye on health.

Click here for some tips on inspiring a fitness culture in your office.

Effective Leadership Lies in a Fitness Culture

The leaders most likely to treat others well are those who live well themselves. They show employees that self-care, personal health, and lifestyle are acceptable. Not only that, they contribute to personal and professional success.

It’s a fancy way of saying that exercise encourages good feelings. Healthy, active people take fewer sick days. They are more productive and bring more energy to the workplace.

On a pragmatic level, encourage employees to exercise at work for better productivity. People return from workouts refreshed and better focused on their jobs.

Physical and mental care are buffers against the typical stress of the office.

Invest in Well-being

Ask your employees! Survey relentlessly to assess their interest and gauge intent. Try to understand the incentives they value.

This will allow you to focus on the fitness initiatives of greatest interest and impact. You should support wellness programs, health insurance, and other tools.

Your fitness culture should subsidize costs and comp time for activities like:

  • Health info and education
  • Health club membership
  • Health screenings and wellness activities
  • Quit Smoking/Weight Loss and targeted programs
  • Wellness coaching
  • Diet, nutrition and healthy food options
  • Physical fitness programs and classes
  • Team participation in marathons, swimathons, etc.

It doesn’t have to be expensive. Hang a fingerboard on the wall for pull-ups, let people use yoga balls instead of chairs. Instead of morning standup meetings, try a morning stretch.

Now Get Moving!

Little efforts like providing pedometers and rewarding milestones pay off. 10,000 steps 10 days in a row? That’s worth celebrating!

Encourage walking meetings. Move the printers an extra step away from the desks. Walk up a flight of stairs rather than waiting for the elevator.

Encourage commuters to use bikes, scooters, and skateboards to travel to and from work.

Create some friendly competition to get everyone excited about your fitness program! In order to have buy-in from your entire staff, invite them to join you! They’re more likely to be engaged when they see you leading the pack.

Workers who spend 30 to 60 minutes exercising at lunch reported an average performance boost of 15%. You can expect better time management skills, focus and ability to meet deadlines too!

Don’t Fear Fun

Make physical activity inclusive and part of your workplace culture through team-building activities. Lunchtime Quidditch (brooms, balls, and hoops in the courtyard) or Zombie Challenge? No problem.

The company softball or bowling teams are old standbys. How about kickball, dodgeball or even hula-hooping?

Team-building activities like a 5k fun walk/run are fun, especially if you train together. How about weekly office challenges with you as the challenger or the leader! Planks, anyone?

De-stress

Leaders face stressful personal and business challenges every day. It’s a killer.

Chronic health problems caused by stress are well documented. The demands of an always-on workplace take a toll on physical and mental health. The strain of social isolation and burnout can mean heart attacks, strokes or worse.

According to death statistics by the CDC, the top three killers in the United States are:

  • Heart disease
  • Cancer
  • Chronic lower respiratory diseases like emphysema

Collectively, these diseases killed 1,384,813 Americans in 2017. Stress leads to more issues of well-being in the workplace than any other cause.

Exercise is an effective barrier against the physical damage of stress. But a fitness culture can’t just start and stop with an office meditation or yoga class.

Leaders who build cultures of well-being identify stressful aspects of work. They work with their team to reduce or end those stressors. Leaders who inspire a workplace culture of fitness lead balanced lives, and help guide others to do the same.

Clear Communication and Promotion

Employees need to know what options are available to them. More importantly, they need to know leadership cares about their well-being. A fitness culture doesn’t happen without reinforcement.

Create a communication plan and timeline that lays out the program (and incentives!) with different methods to communicate the information to employees. Rewards and celebrations are especially important.

Ensure relevance and avoid information overload with targeted communications. Should a notice about prenatal yoga go to the same people who need info about lowering cholesterol? Target your wellness communications to the relevant employee demographics and interest groups.

Open up a dialogue and conversation throughout the organization about fitness. Discuss topics like nutrition and work/life balance too. Keep thoughts of well-being top of mind and foster a sense of togetherness. Facilitate a stress-reducing exchange of success stories and support.

Conclusion

Getting healthy and celebrating results encourages the type of change needed to begin a fitness program encourage a real shift in employee culture. However, sustaining a fitness culture requires leadership inspiration. Leaders need to model and reward behavior changes.

Activities that are new, challenging, and fun might be difficult to sustain in the long run. Programs must include incentives in order to drive long-term engagement.

Lead a fitness culture focused on of well-being with a well-developed wellness program. It is far more beneficial than simply hoping employee health will improve. These strategies will help your organization create sustainable, positive change in employees’ well-being.

Comments or questions? Contact us today to talk about the fitness culture in your office.

good habits for kids

Promoting Health: 4 Tips to Developing Good Habits for Kids

In 2017, a family of four spent $26,944 on health, according to the Milliman Medical Index. In 2015, this figure was $24,671. Even though most of this amount is paid through insurance, out of pocket costs are still high, clocking in at just over $4,000.

As a parent, you know only too well how health care costs can eat into your already squeezed budget. The smartest thing to do is to take measures that will reduce your healthcare expenses.

One of the best measures?

Promoting health by teaching your kids good habits. The more they know how to take care of themselves, the fewer trips you will need to make to the hospital.

In this article, we’re sharing the various ways you can develop good habits for kids. But first off…

What Are Good Habits for Kids?

We will split healthy habits into four categories:

  • Healthy Eating- Eating a balanced diet, making healthy meals (including snacks), making healthy choices at the grocery store
  • Regular physical activity -Being conscious of physical health, exercising on a budget (without hitting the gym)
  • Healthy/sound thinking – The ability to make well thought-out decisions, building self-esteem, developing social skills
  • Staying safe – Avoiding risky behaviors like underage drinking and unsafe sex, basic oral health practices, handwashing.

1. Lead from the Front

Child development experts say no variable is more influential to a child’s development than his or her immediate environment. For your kids, this means their home and school environments.

While there is little you can do about the school environment, you have all the control at the home. Use this control to develop a domestic environment that helps them develop good habits. Show them what needs to be done by doing it.

For example, if you want your kids to learn that physical exercise is good for their health, you cannot expect them to exercise every day when you’re a couch a potato. Get up every morning and ask your kids to join you for a jog. If you want your kids to eat a balanced diet, lead by example. Don’t expect them to stay away from fast foods when you snack on burgers all day.

Keep in mind, though, the exercise and dietary needs of kids are different from the needs of adults. Ensure you’re letting them do age-appropriate physical activities, and that their intake of important vitamins and minerals is just right.

2. Educate Them About Healthy Habits

It’s one thing to be lead by example, and it’s quite another to sit down with your kids and teach them about healthy habits.

You see, leading by example is a strategy founded in hope. You brush your teeth every morning and do some jogs, hoping your kids will watch and follow suit. Well, sometimes they do, other times they don’t.

This is why it is necessary to teach good habits for kids. Buy kid-friendly books and charts about good habits, and help them understand what they mean.

For example, teach your kids about healthy eating, as well as the dangers of unhealthy eating. Show them pictures of people suffering as a result of unhealthy habits. Teach them about the importance of oral health, benefits of getting – and staying – in shape, and how to make healthy choices.

The more your kids know about healthy habits, the more they are likely to follow the healthy habits you’re setting for them.

3. Get the Whole Family Involved

Here is a simple question.

Do you enjoy your meals the most when you’re alone or when with your spouse and kids? If you’re like most humans, then you enjoy your meals with the entire family. The same applies to other activities.

To help your kids truly enjoy practicing good healthy habits, involve the entire family. Every morning and before retiring to bed, call up the entire family to the common sink and have fun brushing teeth. This is a good opportunity to check who is not brushing or flossing correctly and teach them how to it’s done.

Have some free time on your hands? Grab your bikes and hit the paths! Or kick a ball on the neighborhood’s playground.

In addition to fostering good habits for kids, doing it as a family helps develop their social skills and sense of self-esteem.

4. Offer Good Rewards

As parents, we naturally love rewarding our little ones when they’re on their best behavior, and for good reason. Rewards are a subtle way of saying “keep doing what you’re doing, kiddo.”

However, you should be careful with the type of rewards you give them.

In the spirit of promoting health, give them rewards that will encourage them to continue choosing good habits. Instead of giving a new play station to a kid who has embraced daily physical exercise, how about rewarding them with a Fitbit? This is a techy device that will enable them to track things such as number of steps climbed, quality of sleep and heart rate.

On the other hand, a play station will give them a good reason to spend more time on the couch and less them exercising.

There is no one size fits all for buying the right reward. It all depends on what your child likes, and choosing the best reward that will best promote a particular good habit. Here is where you need to get creative!

Conclusion

The old adage “old dogs don’t learn new tricks” can’t be truer.

If you let your kids develop with unhealthy habits, they will find it very difficult to break away from them as they get older. Consequently, they will be at risk of various lifestyle diseases, including deadly ones like diabetes and cancer. If any such disease strikes, you will need to dig deeper into your pockets to cover their healthcare costs.

Take the opportunity to help your kids develop good habits while they are still young, and they will not depart from them when they are older and on their own.

Even then, as much as promoting good habits for kids can reduce trips to the doctor, health problems do happen. It pays to be prepared with a good health insurance policy.

Get in touch with us today and we will help you sure the best policy for your family’s needs.

cash flow spreadsheet

What Would You Do With Extra Money on Your Cash Flow Spreadsheet?

What would you do if you had an extra $336 in your cash flow spreadsheet to spend on each of your employees?

If you haven’t asked yourself this question, you should – investing in your employees is a smart way to find more cash in your bottom line.

But if you need a few ideas to get started on how to use your increased cash flow, we’ve got a few great ones for you.

Ideas to Boost Your Business Environment To Add To Your Cash Flow Spreadsheet

Remember our original question: what would you do if you had an extra $336 in your cash flow spreadsheet to spend on your employees?

Note the keyword — your employees.

Your employees aren’t just the people you walk past in the parking lot every day or the numbers in your spreadsheet. They’re the heart and soul of your business.

And if you treat them that way, they’ll reward you for it.

Have fun like an episode of The Office (just, please don’t be Michael. Just don’t do it).

Boost Employee Engagement – with Cash

We’ll start with the obvious – how to use that extra cash in the cash flow spreadsheet.

Because if you’ve got $336 per person to spare and you’re willing to spend it, there’s no good reason to be shy about it. Make investments in your employees that they’ll thank you for.

Use the Space in Your Cash Flow Spreadsheet to Hire Great People

You know when you worked with someone who’s truly good at their job and excited to do it? That feeling you get from working with them that makes your whole work day better?

That’s the value of hiring great people.

So, we’re here to tell you: use some of that wiggle room in your cash flow spreadsheet to hire excellent people. It will amaze you how much one person’s positive attitude can lighten everyone in the office.

Hiring great people goes hand-in-hand with our other piece of advice: don’t be shy about firing toxic workers. You know the ones. The ones who show up with a bad attitude no matter what day it is, who don’t take personal initiative and drag everyone down.

Invest in Better Lighting

No, seriously.

Seeing the world (or, at least, your small, fluorescent corner of it) in a new light is an excellent use of the spare change in your cash flow spreadsheet.

Exposure to natural light improves everyone’s energy, which boosts your day-to-day productivity.

Yet, nearly half of all workers say there is little to no natural light in their workspace.

Kids, it’s time to play smarter in the sandbox.

We’re not saying you have to knock down walls.

But investing in blue-enriched bulbs in brainstorming rooms can help reduce fatigue, while warmer tones in break rooms and meeting rooms help promote calmness. For conference rooms, you’ll want something in the middle.

Invest in an Office Your Employees Want to Spend Time In

You hate your desk. Your employees hate their desks.

So why are you forcing everyone to be handcuffed to their desks?

Take that extra $336 from your cash flow spreadsheet and use it to give people some options – like comfy chairs, or a choice of whether to sit or stand at desks.

Think about how much time you wasted last Monday just trying to get comfortable at your desk. Exactly.

Trusting your employees with that extra change to make their workspace how they want it to look is also a great way to spend that extra dime. It shows your employees that you value them and trust them to manage their own time efficiently, whatever that means for each person.

Improve Your Employee Benefits

Stop the naysayers in their tracks. We’re here to tell you that investing in better healthcare is worth it, especially when the no-cost benefits actually add cash to your bottom line.

There may be no better way to show your employees that you value what they have to offer than by putting that extra money from your cash flow spreadsheet towards better benefits.

It’s not just about winning over current (and potential) employees, either. Better preventative health care will save you both money for the long haul.

Which is not to say there’s no benefit to making better use of the healthcare you have. Reducing unnecessary health care costs is almost as valuable as better health care – it puts a bit of cash back in everyone’s paychecks and gives you the space to make better use of the healthcare you have.

Boost Employee Engagement – For Free

You do not have to drop every extra dollar from your cash flow spreadsheet on big gestures. Not everyone’s the same kind of romantic.

Seriously, though – there are some smaller gestures you can regularly make to your employees to show your appreciation for the time they spend in the office every day.

Here are five of them.

Reward Achievements (After the Fact)

Communicate clearly to your employees what success in the office looks like so they can strive towards it.

And once they accomplish it, reward them for it.

Your reward can be cash out of your cash flow spreadsheet (a la raises or a bonus), but it can also be something as simple as personal congratulations and thank you for their contributions.

When someone performs exceptionally well, congratulate them in person and publicly.

The little gestures go a long way towards making a better business environment for you and your employees.

Celebrate Personal Milestones

On the note of little gestures – personal milestones.

You don’t spend your non-work time sleeping under your desk, and neither do your employees. They have lives, children, significant others, and interests outside of the 40 hours a week they spend in your office.

Keep up with your employees’ personal lives and celebrate milestones – birthdays, life events, etc.

See, it’s not just about what they do for you directly. Recognizing your employees’ milestones makes them a part of a family.

So, the next time someone has a birthday, bring a cake to the breakroom. Send flowers when someone has a child or gets married.

Your employees will notice that you’ve been paying attention.

Make Time for Fun in the Office

Okay, to be fair, this is one you could entirely drop a bit of that extra cash from your cash flow spreadsheet on if you felt like being an overachiever.

But you can still make space for fun and do it for free, within the office.

Tell a new joke if you have one on hand (even if it’s a dad joke). Or put a small recreational activity in the breakroom, like a dartboard.

A few minutes of fun here and there won’t ruin your workday. If anything, it will make the work day go that much faster.

It’s incredible how much faster the hours go by when you’re not keeping your nose to the grindstone 24/7. Besides, keeping morale high will always be worth more to your cash flow spreadsheet than those two minutes it took to tell a joke.

Break Out of That Boring Routine

You are not a robot. Neither are your employees.

So why are you going through your workday as though you are?

All it does is slow everyone down.

It doesn’t have to be a massive shift. It can be something as simple as a change to the workplace scenery – a new plant, for example.

If you’re feeling a little more ambitious, a company break. Get lunch for the office, or change up your schedule a bit.

As we’ve been saying all along, little gestures make a big difference for your business environment.

Make Promises You Can (and Will) Keep

Fun fact: 90% of employees say that trust, honesty, and fairness are essential qualities in a workplace.

How do you show your employees that you’re honest, trustworthy and fair?

Start by making promises you can keep. And keeping them. Don’t overpromise or under-deliver.

Along similar lines, it also pays to admit when you were wrong. Show compassion, make amends, engage with your human employees, you know, like a real human being who cares about them and the time they’ve invested in your company.

Be Smarter with Your Bottom Line

With all of this newfound money awesomeness in mind, it’s easy to forget that there are a lot of dumb money mistakes businesses make every single day.

Hey, you can’t win them all.

It doesn’t mean you can’t play smarter going forward. Your cash flow spreadsheet (and your employees) will thank you for throwing out that old, lame, flawed rulebook and dodging your past mistakes.

Avoid These Four Rookie Mistakes

The good news – your particular relationship to your cash flow spreadsheet aren’t exactly unique.

Many businesses have gone where you’ve gone, and tend to make the same rookie mistakes.

And guess what? That means you can learn from their errors.

Get these four rookie mistakes out of your system.

1. Treating Your Employees Like Resources

Unless your employees are secretly computers, they have feelings.

On account of being, you know, people.

Treating employees like numbers in your cash flow spreadsheet is not a great way to make them feel valued. It mostly just makes them feel like numbers.

You can motivate your employees with incentives like bonuses and raises, but it will only get you so far if you’re not also taking the time to make them care about the company.

How do you do better?

Support your employees to show them that they are valued instead of treated like a finite resource.

2. Focusing on the Topline

It’s easy to hear that another company makes more every year than you do and assume that they’re more successful than you.

But earnings don’t automatically translate to profits, as any good businessman knows. They don’t mean that company’s cash flow spreadsheet is stronger than yours, either.

You could be running a smaller company with a better profit margin. Or be earning more every year than your competitor and still having a worse profit margin.

Ask yourself whether there are areas you can streamline to do better. Could your inventory or supply chain be simplified? Are you paying the right amount in taxes?

3. Not Investing in Your People

There are two meanings to this phrase, but in case you weren’t paying attention to the other ten times — your employees aren’t just assets.

Which does not mean; you should stop investing in your employees. That includes new and current employees. Plenty of business owners hire cheaply thinking it will help their profit margin, when in actuality, investing in the best person for the job will be better for your cash flow spreadsheet.

The same thing applies to your current employees.

If you’re not showing them that you’re investing in them for the time they spend with you, then why would they stay? You’re telling them that you don’t appreciate them.

4. Thinking that Working Harder Will Work for You

Repeat — work smarter. Not harder.

You can be the best workhorse on the planet, but it doesn’t make you a stronger business owner than someone with a strong vision that they know how to articulate.

If you know what you want to achieve and can tell your employees how you want to get there, you’ll cover a lot more ground than someone who just grinds day in and day out.

Treat your employees as valuable assets and treat yourself like one too. Make smarter use of your time instead of running yourself into the ground.

Make the Most of Your Cash Flow Spreadsheet

Part of building a better workplace is creating a healthier workplace. And part of building a healthier workplace is making smarter use of the healthcare plan you have.

Our Proactive Health Mgmt Plan (PHMP) works for your bottom line while enhancing your existing health insurance plan. All the better for your employees, and you.

You receive immediate guaranteed ROI, new cash flow, in the first month through FICA tax savings and a significantly improved benefits package.

For benefits of the plan, click here to read more.

Ready to get started?

So are we. Get in touch with us today to get started.

life coach services

5 Ways Life Coach Services Can Improve Your Well-Being

You know what you want out of life, and you know what your dream future looks like.

The only problem? You’re not exactly sure how to get there.

The path to success can be full of curves, potholes, and switchbacks. You’re not meant to drive it alone, and you shouldn’t have to.

That’s where life coach services come in

If you’ve ever wondered what a life coach does and if the support would be a good fit for you, you’re in luck. Today, we’re discussing five ways these professionals can help you get your emotional, physical, and mental health back, putting you on the fast track toward the goals you want to reach.

Ready to learn more? Let’s get started!

1. Life Coach Services Center on Accountability

Do you see yourself as a master chef in a fancy uptown restaurant one day? This is the kind of ambition you’ll share with your life coach.

The only difference between telling your coach and telling your friends? Your coach won’t let weeks go by without checking in. Instead, he or she will call you multiple times per week to make sure you’re making progress toward that goal.

Are you signing up for classes at the local culinary school? Are you trying new dishes at home in your spare time? Any steps you’re taking, even the tiniest ones, are important, and staying stagnant in your resolution is one of the greatest threats to your success.

At their core, life coach services center on accountability checks. In short, they offer the encouragement you need to stay focused, stay determined, and keep pressing on toward the prize.

2. You’ll Set the Right Goals

Sure, one of your goals might be to make six figures by the time you turn 40. While this is an admirable objective, it might not be the most concrete one to aim for.

When you sign up for life coach services, you’ll have immediate access to a professional who’s skilled in helping you set manageable, reachable goals that can ultimately get you where you want to be. More importantly, these goals are expertly designed and strategically timed to keep you on pace and stimulated.

As a result, you’ll work harder as you see results more quickly. You’ll also avoid wasting precious time and money aimlessly spinning your wheels.

There’s a reason why quality healthcare is so valuable. Settle for anything less and you could do more harm than good to your overall wellbeing.

Don’t cut corners and don’t scrimp on your health as you hop on the latest “fast track” toward success. Instead, invest in a life coach who will break apart your goals into realistic steps that require nothing but your dedication.

3. The Consultations Are Uplifting

No one wants to spend 30 minutes to an hour hearing about how far behind they are or how they’ll never reach their target. That kind of negative feedback can significantly deter us from pursuing our dreams in the first place.

When you work with a life coach, your consultations might include some constructive criticism from time to time, but for the most part, they’re designed to be positive and uplifting.

You’ll receive the continual encouragement and cheerleading you need to maintain your confidence. That emotional support is priceless, especially if you’re facing an issue that’s weakening your resolve.

4. You’ll Have a Partner Throughout the Process

Some consultants or therapists will simply listen to you rattle off your challenges, then send you on your way, but a life coach is more than a sounding board.

Rather, life coach services provide you with the tools and resources you need to see your progress through to completion. This means you won’t be left high and dry as you take those important final steps toward resolution.

If you’re ready to make a big change in your life, a coach can help you not only outline your next moves but actually make them. Then, when you’re on the other side, he or she will equip you with the tools to maintain the momentum.

5. Your Personal and Professional Life Can Flourish

One of the most common reasons people employ life coach services is to fill a gap in either their personal or professional life.

For instance, if you’re feeling bogged down at work, you may feel that your home life is suffering as a result of your time away. Or, you might be struggling with a personal issue that’s affecting your performance in the office.

Either way, striking an ideal work/life balance is the ultimate dream for many, and a life coach can help you get there. The best part? He or she will provide you with actionable, immediate steps that you can start taking today.

There’s no waiting for the “perfect” time to make that first move. Instead, you’ll feel supported as you start making those big, important changes that can get you where you want to be.

Hire a Life Coach and Start the Transformation Today

Do you currently feel stuck? Does it seem like no matter what you do, you can’t get ahead? Are you watching your friends and family members fulfill their dreams and live their best lives right in front of your eyes, while your goals feel as unobtainable as roping the moon?

If so, it’s time to consider life coach services.

The good news? These services are often available as add-ons to your traditional health insurance plan. That means fewer out-of-pocket expenses for an incredible service that can transform the way you think about, pursue, and maintain your dreams.

To learn more about your coverage options, feel free to contact us today. Let’s take that important first step together!

strategies to reduce healthcare costs

5 Smart Strategies to Reduce Healthcare Costs in Your Business

As healthcare costs are rising much quicker than wages, inflation, or your company’s profits, you might be worried about your bottom line. As more people are seeking help for a variety of issues, you will see certain benefits with a healthier workforce.

Healthcare is a personal issue for every employee and it should remain that way. It’s not the responsibility of employers to meddle or suggest things related to the health of its employees.

In fact, it may be explicitly illegal.

What employers can do is to give employees lots of options for healthier choices, activities, and ways to stay fit. The following strategies to reduce healthcare costs can bring more productivity and contribute to a positive work environment for everyone.

If you want to lower costs and improve the health of your employees, try taking these 5 steps.

1. Offer Incentives

Sometimes your employees need a little push to make good decisions. Rewards don’t have to be major but an external goal is useful in helping some people to set their sights on where they want to be.

An imaginative employer can create smart gifts and bonuses for people who have the most consistently low blood pressure or who keep a healthy BMI. Some employers give out step counters and offer gift cards to health stores or outdoor shops.

Have a board to track steps counted and allow teams to compete.

Encourage your employees to bike to work. Offer discounts to bike shops or movie passes to employees who bike to work every day for a month.

Get to know what your employees like and what kinds of incentives they want to see. Have them email you with suggestions.

And remember your employees will have a different range of abilities and mobilities so be sure some of your offerings will reach them as well.

Have healthy snacks in all of your vending machines. Get samples from companies before you start putting them in the machines. Ask employees what they think of the snacks after they try them to get an idea of what to offer.

Little extras like water bottles can offer employees few excuses for drinking more water.

Look at your nearby health clubs and gyms. See if you can get a discounted package and offer employees discounted or free short-term memberships. Employees might like the convenience of going for a 20-minute run on their lunch break or hitting the gym after a long day at the office.

Having a healthy group of employees will not only increase productivity but will also improve morale overall.

2. Health Savings Accounts

Nearly three-quarters of all large-group employers offer some kind of HSA now. Once you explain the process to employees, you might find your employees are excited about the extra savings.

HSAs allow employees to save for healthcare on a pre-tax and tax-free basis. The account will grow over time and be a great rainy day fund for any employees who are reaching close to retirement age or have any kids at home.

Make sure the qualifications and disbursement terms are clear to all of your employees. After retirement, the money can be added to their retirement stream.

You’ll find more employees thinking more carefully about their healthcare services. With several types of wellness care covered by their employer, they could be making fewer unnecessary trips to their doctor.

3. Cover Spouses

This can be an important consideration for talented hires who are considering working for your firm. The ability to cover spouses and kids will ensure that your employees want to stick with your company for the sake of their families.

As families change, be sure that you’ve got a plan that is flexible with those changes. The ability to offer coverage to partners of all types will make your company both compassionate and competitive.

To keep costs down, you can have a clause wherein if the spouse of your employee has access to comparable coverage, they are ineligible. Otherwise, you can cover stay-at-home parents and partners that don’t work at such a great company as yours.

While adding additional coverage may not be one of your top strategies to reduce healthcare costs, what you get back in devotion from employees is priceless. And keeping ineligible spouses off your plan will save you money and even the whole thing out.

4. Help Smokers Quit

Having a smoker on staff can cost thousands per year. Not only will you be paying for their smoke breaks, which damage productivity, but smokers are more susceptible to illness.

The damage that smoking does to the immune and respiratory system are cutting into your bottom line.

While it might not be legal to eliminate smoke breaks during work hours, you can make it easier for smokers to quit. Offer free programs to help smokers quit.

Enroll committed smokers into their own incentive program where if their lung capacity and blood pressure improve, they get a healthy reward.

When possible, help to subsidize any costs your employees face in trying to quit. Given that, statistically, one out of five of your employees smoke, those thousands per employee will add up fast.

5. Drug Discounts

Connect with local pharmacies to see if they offer any discount drug programs. You could be offering generics to employees at a much lower cost than your plan is costing you and employees.

For a small co-pay, you could be getting generics, which are just as good as name brands, and chopping your prescription program costs in half.

Bring in doctors and pharmacists to explain that not only are generics cheaper, most medical professionals never buy name brands.

Strategies To Reduce Healthcare Costs Can Put A Business On Top

Having a company full of healthy employees will ensure that you’re saving extra money in your company’s budget. Sick employees need recovery days, put a dent in productivity, and can get other employees sick.

If you’re ready to engage some strategies to reduce healthcare costs for your business, contact us to get started before the next flu takes its toll on your staff.

Wellness Coach

7 Reasons Why Everyone Needs a Wellness Coach

Every new year we make a self-promise to lose weight, stop smoking, and a variety of other well-intentioned commitments.

Yet, 80% of us will fail with these commitments by February.

It’s not that we don’t understand the value of better lifestyle choices. It’s just difficult to commit because many of us do not have the willpower and support.

What could change all this? A wellness coach, of course.

This is the individual that’s by your side with this journey to wellness, providing helpful guidance and support. They’re the person that will help develop proactive habits and better routines. Someone you need but never realized.

Ready for a change?

We’re covering several reasons why a wellness coach is a good fit for you when accomplishing lofty self-improvement goals.

You, Positivity, and a Wellness Coach

A wellness coach is more than an individual that gets you off the couch and into exercising. These individuals work on the whole image. They provide guidance and support to develop physical and psychological well-being.

Coaches are used by people on many paths of life:

  • Business leaders
  • Professional athletes
  • Recovering patients

… and average Joe’s (such as yourself?).

Wellness programs are also quite common in the business environment. These programs promote healthy living through exercise and communication. The program is tailored to company culture to help create positive routines.

Some of the common goals include the management of:

  • Health
  • Nutrition
  • Weight
  • Stress

Though, the goal of a wellness coach is determined by the client. These individuals provide a “whole package” to developing better lifestyles.

The coaching creates compounding benefits.

As physical well-being improves, so does the personal image. With that comes a renewed sense of empowerment and control. The result? A positive mental stability which then reinforces the physical activity commitments.

So, what are some of the specifics that wellness coaching bring?

Psychological Benefits

Many look to their wellness coach to provide a positive body image through exercise and physical activity. Yet, this is only one side of what a coach brings to the table.

The real benefit is how their guidance improves psychological well-being.

Psychological and physical well-being are closely linked. To improve the mental health of the individual is an improvement of the positive actions one takes with their physical well-being.

Here are the main (psychological) benefits of using a coach:

1. Knowledge

People are stubborn or ignorant about their lifestyle choices and wonder why they are in bad health. They follow the same routines expecting different results.

Sometimes, it’s because of misinformation or the lack of due diligence when learning about wellness.

A wellness coach has a vast understanding of physical and mental health. Their success depends on real results of their clients. The results need to be accomplished through healthy activities — not quick fads — else they put the client at risk for future problems.

This means the coach keeps up with the latest advancements in physical and psychological developments.

They will help you navigate the immense amount of information to avoid harmful suggestions. Plus, they can point you toward  positive actions.

2. Guidance

Many coaches have been through troubling experiences. This gives them the stoicism and experience when helping others in similar situations.

Their outside perspective can offer a grounded reality which helps create peace and tranquility – less stress. Having this lower stress allows the client to take logical steps to overcome their fears and setbacks.

3. Positivity

Psychological setbacks are often found in body image.

Too often do we feel out of place or uncomfortable when visiting the gym or support groups because we feel like an outsider. A coach dismisses the differences and welcomes you with open arms.

This positivity allows you to become comfortable with your body. It leads to greater strides in developing a positive mindset.

The coaches have a wealth of information available on their websites and health apps. Access to this information can provide great support when they’re not immediately available.

Physical Benefits

We say “body & mind” for good reason because, as we mentioned, the two go hand-in-hand. A positive mindset will find the motivation and passion when committing to a physical routine.

In time, a physical routine improves overall health. The activities increase serotonin and dopamine levels allowing the person to feel better as a whole.

Here are the main (physical) benefits of using a coach:

4. Tailored Plan

A personal trainer will certainly get you active and shedding weight. But, they base their plans on common routines which aren’t always a good fit for the client.

Wellness coaching incorporates the mental and physical state of the client.

This allows the coach to develop a tailored plan that accounts for lifestyle elements such as work and family.

It increases success rates due to an easier ability to commit because it’s tailored to the person and not a generalized goal. It makes the activities safe and sensible for the person so they’re not pushing to the point of injury.

5. Training Buddy

Your environment often dictates your ability to lose weight and improve physical well-being. If you’re surrounded by low-activity, obese individuals then you’re likely going to be of the same type. We, humans, are like pack animals.

In fact, you may even find resistance with your choice in improving your health.

People are quick to lash at those making personal improvements. It’s typically projection on their part else negative thinking as a whole.

Wellness coaching provides you with a person that will be by your side during the physical routines. They will offer support and suggestions for safe form.

Many will partake in the activities which helps with the commitment.

6. Activity Pal

A professional friendship may form which goes beyond the exercise routines.

The relationship could open exciting, new activities to do with the coach that is physical and help to overcome social anxiety.

They will help you get up and out of the house and place you into uncomfortable but opening experiences.

7. Limits

A coach is there to push your limits but they aren’t going to force you to the point of injury.

You have a voice when working with a wellness coach!

Working with a coach gives you control over the activities but also challenges your commitment. This challenging nature of the coach will help you realize new limits. It all ties back into their tailored plan.

Well-Being Starts Today

People are stubborn and this shows with the countless failures one finds each year when the new year’s promises are broken. In fact, it’s not just about resolutions- this happens daily.

How many times have you gone to bed with big goals yet never see them accomplished the following day? How many times has this repeated?

Promises get broken so let’s change that.

We’ve laid out what a wellness coach can bring to the table. Now, your next action is to commit. Not tomorrow. Today.

Get in touch and we’ll work together to find the positive influence you need.

Indemnity Insurance

Understanding the Benefits of Indemnity Insurance

If you’re like most Americans, healthcare insurance creates more stress than security for you. There are so many insurance choices out there, from HMO insurance to PPO insurance to indemnity insurance.

And then there are the pros and cons of each plan option. Do you want to pay a $1,000 deductible with a 40% copay, or would you rather pay a $1,500 deductible with a 20% copay? The sheer variety of choices makes even checking on plans a daunting, intimidating task.

Then, even after you have selected and paid for a plan, most of the time you don’t know exactly how much you have to pay. For example, your insurance plan may cover lab work but not x-rays.

To make matters all the more frustrating, doctors often don’t know themselves how much you’ll have to pay. And finding out can take months and months. Then, at the end of those months and months, you get a bill from your insurance company.

And surprise, the amount is much larger than you anticipated. Today, we’re discussing the ins and outs of indemnity insurance, and how it can simplify these complications and ease your frustration.

What Is Indemnity Insurance?

One of the most flexible insurance options on the market is indemnity insurance.

While this kind of insurance requires you to go through the same kind of motions as the others, it features some great benefits the others lack.

A Wide Range of Doctors to Choose From

Perhaps indemnity insurance’s most attractive feature is having access to numerous doctors.

Overall, insurance plans work like a subscription service. Doctors who are part of that service agree to work with it and honor the rates promised to you. Thus the idea is when you subscribe to that plan, you are guaranteed access to cheaper rates at those doctors’ offices.

Unfortunately, this has a major downside. The nearest in-network doctor could be an hour away, or he could be a poor healthcare provider. Either leaves you stranded without adequate care in the event you become ill.

With indemnity insurance, you won’t have to worry about this scenario unfolding because most doctors accept it. So when you have this kind of insurance, you have the biggest possible network of doctors to choose from.

Choosing Your Main Healthcare Provider

Another very attractive feature of indemnity insurance is not having to choose a single main healthcare provider.

Most insurance providers require you to choose one main healthcare provider and to stick with him or her. This requirement may not bother some people, but it can prove a major discomfort for others.

For example, let’s say you’re a woman who has a male main healthcare provider. You go to him when you have the flu, a sprained ankle, and other easily resolved issues.

Now let’s say the only female doctors are out-of-network or don’t practice with your doctor. That means you’ll almost definitely have to see your male doctor for your PAP smears, pelvic exams, and other reproductive health needs. This makes you uncomfortable because while he is a great doctor, you’d much prefer seeing a female doctor for those needs.

Through an indemnity healthcare plan, you won’t ever have to worry about finding yourself in this scenario. You can have multiple healthcare providers without penalty.

Going to Specialists

Many healthcare plans require that you go see your main doctor and get a referral prior to seeing a specialist. In some cases, this requirement makes sense, such when determining whether or not you’ll need surgery for a certain ailment.

But in other cases, it only results in more bills and a longer time suffering for you.

Take, for example, seeing a dermatologist. Getting in to see a dermatologist can take several months, depending how far out he or she is booked. Adding seeing your main healthcare provider to the mix means you have to wait even longer.

This may not be a huge issue if you have acne and want a prescription for medicated lotions and washes.

But what if you have a strange spot on your arm that wasn’t there before? A dark mark that resembles the photos of skin cancer you sometimes see in medical journals? That’s an issue that you’ll want to address right away without dealing with insurance plan red tape.

You can do just that with indemnity insurance. It allows you to bypass your main healthcare provider and go straight to a specialist if you need to. Less red tape means less time you spend waiting for a diagnosis that could save your life.

Going Out of the Area

One major drawback of other insurance companies is that they limit the area in which you can use your insurance.

This might not sound like a huge deal since you generally go to doctors in your area anyway. But consider what would happen if you had cancer or some other DNA-related ailment.

Many times local facilities lack the equipment for dealing with certain types or advanced stages of cancer. In those cases, the patients are referred to other facilities, which are sometimes out of the area or even out of the state.

Because indemnity insurance gives you more choices, you can go to doctors go out of the area and still use your insurance.

Getting Cash Back

Other healthcare plans require you to wait while they process your treatments and then send you a bill.

Indemnity insurance works differently. It pays you cash back for services you undergo that are covered by your plan.

For example, let’s say you have to have some x-rays taken. The total cost is $100. Your indemnity plan says you get $100 back on all x-ray costs, so you’ll get that $100 back as soon as it is processed.

Need More Information? Contact Us!

At the Proactive Broker Network, we want you to have the best coverage possible. If you have additional questions about indemnity healthcare insurance, please feel free to reach out to us directly.

Do you know of any other benefits of this kind of healthcare insurance? Tell us in the comments below!

better healthcare

8 Reasons Getting Better Healthcare is Worth It

Sure your company health plan covers you when things go wrong, but what about the day to day things that keep you healthy in the first place?

You have to pay for many of those essential preventative measures out of your own pocket or risk reaching your health insurance threshold too soon.

Every year, trillions of healthcare dollars are spent on treating preventable diseases such as cardiac conditions. Yet, no medical insurance will pay for programs to help their clients lead a healthier heart-friendly lifestyle.

What if we told you that you could get better healthcare and save money at the same time?

Well, it’s true and here are 8 reasons why you should go ahead and do it.

1. Getting Proactive Saves Employers and Employees Money

Tax benefits aside. Preventative healthcare insurance saves both parties in the following ways.

Employees benefit because they no longer have to pay for wellness programs out of their pocket. Their small insurance premiums cover these, resulting in immediate monthly savings.

Employers benefit in the long run because a healthier workforce means less sick days, fewer hospital stays for treatment, and better performance from their employees.

2. Better Healthcare Attracts Better Candidates

Well qualified and experienced employment candidates can afford to be picky when it comes to accepting a position. Managed healthcare is an attractive proposition for these candidates.

Likewise, your best employees are less likely to abandon you for greener pastures if they are well-cared for. Making sure that your health perks meet their wellness needs shows them that you care about their long-term welfare.

3. Increased Benefits

The costs of proactive preventative healthcare are minuscule compared to those of advanced medical procedures. Thus it can be delivered at far lower premiums.

Members get quick, cost-effective diagnosis, treatment, and management of new and existing conditions. This is thanks to the following groundbreaking techniques:

Health Risk Assessment (HRA)

The innovative HRA takes a close look at every aspect of the individual’s lifestyle and current health to pinpoint any areas of concern. This data is used to devise a customized health care program to suit the person’s exact needs.

Biometric Screening

Biometric screening detects potential health problems up to 10 years in advance. Adaptive strategies and solutions are then added to the tailored healthcare program.

Health Coaching

Certified health trainers, lifestyle counselors, and coaches are to hand. These professionals understand the implications of the initial screening and program. They can provide all the advice and encouragement needed to ensure that the better healthcare system is carried out.

DNA Screening

A lot of information about diet, nutrition, and exercise can be obtained from DNA testing. These behaviors can then be modified for improved health.

Eating Plans

Certified nutritionists are on hand with advice and individual meal plans to match the DNA screening. In this way obesity and illness can be prevented and managed.

Telemedicine

A network of licensed doctors is available round the clock to offer advice. They can diagnose simple complaints online or by phone. They can even prescribe medication for minor ailments over the phone.

4. Reduced Medical Visits

Better healthcare means fewer visits to the doctor, period. By diagnosing and treating or preventing health issues early, more serious conditions can be avoided.

A healthy living plan will help to reduce stress for your employees. Stress is often accepted as part of working life. Yet, it eats away at productivity and can cause serious health issues.

For employers, this means less empty desks when the flu season rolls around. It also removes the need to employ temporary workers to fill in for employees who have been admitted to hospital.

5. Increased Benefit Offering for Employers

A managed health management program is a great tax-deductible perk for employees.

Reports reveal that health plans are among the top 4 most desirable job perks for employees. Wellness programs offer your employees more benefits for less financial output. On your side and theirs.

Proactive healthcare does not replace your existing medical scheme but compliments it. You needn’t make any changes to your benefit plan, advisors or payroll. Payments for the benefit are made by employees via a Section 125 payroll deduction.

6. Reduction of Claim Utilization and Potential Expenses

With reduced claims come reduced costs for health insurance companies. This, in turn, leads to smaller increases every year, saving everyone money in the long run.

7. Planning for the Future

By knowing the health status of your employees you can act towards removing them from positions which place themselves and others at risk.

Proactive risk management is a common practice when it comes to safety matters, surely the same should apply to health issues. Better healthcare saves lives.

Knowing the most prevalent issues that your employees face helps you to customize your traditional healthcare offering to better suit their needs.

8. Tax Savings

By implementing a managed health care plan employers receive immediate FICA tax savings. For every dollar that an employee spends, employers benefit from payroll savings of up to $450 per employee.

Likewise, employees can expect to see an increase in their take-home pay due to non-taxable deductions.

You may hear about unscrupulous wellness programs that manipulate the system to get you FICA deductions.

Be sure to choose a product from a reputable, experienced broker who demonstrates ethics and commitment. This will help you to avoid the pitfalls of working with wellness companies and keep you from falling foul of the taxman.

Where to Start

Better healthcare is a win-win situation for all concerned and we know where you can find it.

Optimum health is only achievable through consistent, proactive primary care and not through the reactive approach of most medical schemes. Safeguard the health and well-being of all your employees before something goes wrong.

Get in touch to discuss the best option for you and your employees and start saving money on healthcare right away.

DNA genetics

8 Ways Your DNA Genetics Could Be Affecting Your Health

Which is more impactful to your health: DNA genetics or your environment and behavior?

When we talk about how people act and make decisions, we often frame it in the terms, “nature or nurture?”

In both cases, the answer is “both,” with scientists and laypeople haggling over the details of “how much?”

This article will explore eight ways DNA genetics have a huge impact on your well-being as well as how your behavior can affect your genes.

1. Poor Sleep? Could Be Your Genes

Ever look on in envy at those people who can function at their best on less than six hours of sleep? Blame a rare gene mutation.

Likewise, getting poor sleep is linked to a number of genetic factors. A mutation on the PERIOD3 gene may be responsible for waking earlier, sleeping less, and disrupted sleep patterns.

Similarly, insomnia may be caused by an overactive Neuromedin U gene, researchers from Northwestern University in Illinois found in a 2016 study.

Finally, the DEC2 gene could be the primary gene for sleep modulation-a.k.a. length of sleep nightly-research from the University of California at San Francisco in 2009 shows.

2. Genes Can Make You More Prone to Addictive Behavior

Your DNA genetics have a lot to say about your susceptibility to addiction.

A number of alternate gene expressions have been linked to a person’s susceptibility to alcohol and cocaine addiction, smoking habits, and even likeliness to overeat.

This is a big one to know ahead of time, since as genes are responsible for as much as 50 percent of a person’s chances of abusing alcohol or other drugs, according to the American Psychological Association.

The co-interactions of gene mutations and addiction are many, and complex. That’s one reason DNA screenings should be part of new wellness programs in the workplace.

3. Changing Medication’s Impacts

DNA genetics also change how you respond to medication.

Gene mutations can change how much relief you get from pain medication, how effective certain anti-depressants and anti-anxiety meds are, or make you metabolize drugs too quickly.

Generally, if someone is allergic to common painkillers or antibiotic, they find out the first time they break a bone or get an infection. But who wants to find this out the hard way? DNA screenings can give advance warning to how medications might affect you.

DNA screenings can give advance warning to how medications might affect you.

4. Genes Signal Your Risk of Chronic Conditions

Your genes also have a part to play in your likelihood of developing chronic heart disease, high blood pressure, high cholesterol, and diabetes, research shows.

DNA screening can also help tell you your risk of degenerative diseases like Alzheimer’s disease and dementia, according to the National Council on Aging.

Ultimately, environmental factors play the biggest role in your likelihood of developing a chronic illness, most studies have found. But knowing your risks ahead of time can help guide you to better healthy behaviors to mitigate risks on the horizon.

5. Changing Your Risk of Skin Cancer

Genetics also play a big role in your chances of developing skin cancer.

The most obvious signal is fairness of your skin and how well you treat it when you go out in the sun, but how a whole host of genetic mutations also have some say in whether or not you’re likely to get a dangerous melanoma.

One gene in particular, CDKN2A, is the main tumor suppressor gene for skin cancer. When this gene gets an unfavorable mutation, however, risks of skin cancer rise 35 to 40 percent, according to the National Cancer Institute.

In other words, if you screen positive for a negative variant of this gene, it’s time to pay special attention to lathering on the sunscreen.

6. How Much (And What) You Eat

Love to eat? Can’t stop overeating? Hate eating certain things?

All of these are tied to genetics to a greater or lesser extent. Some of the same genes that predispose a person to addictive behaviors can likewise lead to a greater likelihood of chronically binge-eating, for instance. Research has even shown that some people are simply born to eat too much.

In fact, up to half of all dietary preferences are inherited, researchers from the University of Copenhagen Hospital in Denmark found in 2008.

Now you know why you and your dad both can’t stand the taste of cilantro.

7. DNA Genetics and Longevity

Want to live forever? Better hope your genetics are in ship-shape.

Okay, this isn’t sci-fi, so no one lives forever, but DNA genetics do play a role in your chances of living to a ripe old age.

DNA may account for as much as 30 percent of a person’s likelihood of making it to age 85, scientists from Boston University found. (They don’t say anything about living beyond that. C’mon 105!)

The good news? The other 70 percent are still environmental and behavioral factors, so keep eating healthy and taking those early morning runs at the gym.

8. Behaviors Today Can Affect Yours and Your Children’s Genes

Your DNA genetics isn’t just about your health, however. They’re about the health of future generations.

Heck, even your grandparents’ genes are still calling the shots, to some extent, in your current health. And you will have an impact on your children and grandchildren.

A smoking habit, for instance, is known to damage your DNA in the here and now, but it can also cause trouble for the next generation. Even after you’ve quit.

That said, even if you take great care of your body before having kids, your children can still inherit personality and temperament traits. So you’re not off the hook.

Let Your Genes Inform Your Health Plan

No matter how much you think you know about your personal health and family health history, a full workup of your DNA genetics is the only way to get the whole story.

DNA screenings aren’t scary, either. A simple test is all it takes. They’re simply a new way to help you understand the big picture of your health and wellness risks now and in the future.

Take complete control of your health today. Learn more about our Proactive Health Management Plan.

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